CARA KLAIM ASURANSI MOBIL DI AS

 Maj Dolly “Dompak” Hutagalung

Amerikat Serikat (AS), negara maju yang terkenal dengan kewajiban asuransi hampir di seluruh sendi-sendi kehidupan masyarakat nya. Khusus bagi warga negara asing seperti saya, minimal harus memiliki asuransi kesehatan untuk keluarga dan asuransi mobil. Qadar Allah, saya dan keluarga mengalami kecelakaan lalu lintas pada saat pulang jalan-jalan dari Hunstville-AL, saat itu kondisi cuaca dingin dan bersalju sehingga jalanan menjadi membeku dan lincin. Pada saat itu, terjadi kecelakaan beruntun jauh di ujung jalan (interstate 65-S) yang akan saya lewati, saya pun mencoba mengurangi kecepatan secara perlahan namun ternyata tidak cukup jaraknya hingga bemper depan mobil saya tetap mengenai bemper belakang mobil yang berada di depan.  Syukur alhamdulillah hanya terjadi kecelakaan ringan dan tidak ada korban luka maupun jiwa. Di sini saya akan berbagi pengalaman tata cara klaim asuransi mobil di AS sesuai dengan pengalaman saya, yaitu:

COMMANDER'S CALL

 Maj Dolly Hutagalung/Flight 13 ACSC AY24/LC-602

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Good morning, L&G. On this beautiful day, allow me to deliver my commander’s call during my next command in 105 Training SQ. I am Maj Dolly Hutagalung, and my callsign is Dompak.

 

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 Kresna Hendra Wibawa/Flight 17 ACSC AY24

TALKING PAPER

ON

EMERGING TECHNOLOGY AND THE THREAT TO THE UNITED STATES

-   PURPOSE: Establishing consensus on the implication of emergent technology threats for the homeland defense mission of NORTHCOM/NORAD and the ability of TRANSCOM to project and maintain combat power from the CONUS.

-   DISCUSSION: The rapid advancement of technologies presents the unsettling possibility that adversaries could exploit these innovations to gain strategic advantages, posing novel and asymmetric threats to national security.

     --    Emerging technologies that potentially pose a threat to the United States:

           ---    Directed Energy (DE) Weapons, which can transmit electromagnetic energy to incapacitate, damage, disable, or destroy equipment, facilities, and personnel, have been developed by China since 1980 and have been used to interfere with U.S. freedom of navigation and may interfere with GPS satellites.[1]

           ---    Hypersonic Weapons that can reach at least five times the speed of sound in their two categories, hypersonic glide vehicles and hypersonic cruise missiles, have been developed extensively by countries competing with the United States and can reach the mainland.[2]

           ---    China’s researchers have developed a quantum radar system using Quantum Sensing technology, which can correctly and sensitively collect and measure at the atomic level, thus enabling precise detection of United States’ stealth aircraft and submarines.[3]

     --    The United States National Defense Strategy highlights homeland defense as its priority.[4]

           ---    USNORTHCOM and USTRANSCOM are closely collaborating with the DoD to safeguard the homeland and maintain the capacity to deploy military force from the CONUS.

           ---    Ensure the sustainability of the facilities and capabilities the United States and allied states own to cope with potential threats.

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Maj Dolly Hutagalung/Flight 13 ACSC AY24

 

TALKING PAPER 

ON 

THE THREAT OF EMERGING TECHNOLOGY

 

PURPOSE: Strengthening NORTHCOM/NORAD capabilities to engage with emerging technological challenges and improving the capacity of TRANSCOM to project and sustain combat power from the CONUS 

DISCUSSION: Potential threats from directed energy (DE) weapons and quantum technology to NORTHCOM/NORAD and the limited ability of TRANSCOM to support the U.S. power from the CONUS

 

-     DE weapons: High-energy laser (HEL) weapons used for short-range air defense, counter-unmanned aircraft systems, and counter-rocket, artillery, and mortar missions. High-powered microwave (HPM) weapons could provide a non-kinetic means of disabling electronics and communications systems[i]

 

--    China develops a 30-kilowatt road mobile DE system, LW-30, and an airborne DE weapon pod for engaging UAV and precision-guided weapons[ii]

 

-     Quantum technology could hold significant implications for the future of military sensing, encryption, and communications[iii]

 

--    Quantum technology can be used in kinetic and non-kinetic ways, both offensively and defensively

 

--    China is a world leader in quantum technology. China has launched the world’s first quantum satellite[iv]

 

-     Improve TRANSCOM's capacity to support NORTHCOM/NORAD combat power to engage emerging technology weapons from the CONUS

 

--   TRANSCOM requires DoD support to maintain adequate combat readiness to execute global mobility missions, including assisting NORTHCOM/NORAD’s mission

 

--    Optimize U.S. Allies and regional partners' capability who can work together to improve TRANSCOM performance to project power